Holiday Home Insurance

Holiday Home Insurance Holiday Home Insurance is designed for owners of Holiday homes abroad and in The UK. Comprehensive cover underwritten by one of the world’s leading insurers, Lloyds of London, that includes essential features such as cover during letting and protection when the property is unoccupied. It also covers parts of the home that may be excluded in ‘community’ policies. Intasure understand and know how to work with legislation overseas. Claims are settled by professional local loss adjusters. All policy documents are in English and all enquiries and claims are handled by a UK-based, English speaking support team.

Included with Intasure:

• Your cover is underwritten by one of the world's leading insurers –Lloyds of London
• Up to 40% risk-related discount in the first year of the policy subject to claims experience and conditions. This will also apply to your renewal premium after one year
• Discount options include increased excess and age related discounts
• Your home is covered whether occupied or unoccupied
• Your home is covered if let short term or long term
• Excess from just £50
• All policy documents are in English
• Premiums can be paid by monthly direct debit
• We cover the cost of emergency travel and accommodation following a major claim
• Policy covers your swimming pool as well as buildings
• Policy covers public liability of £5m in regard to buildings and contents
• Loss of rent included following a claim
• Covers your new holiday home during the period between exchange of contracts and completion
• Covers temporary accommodation following a claim
• Wider cover than a standard Spanish buildings and contents policy
• Wider cover than a ‘community’ policy
• All claims are reported to and resolved by a UK-based English speaking team
• Claims handled by local loss adjusters working for a UK adjusting organisation
• Holiday home insurance claims paid in Sterling or Euros