Travel Insurance

Benefits
Three levels of high quality cover - Standard, Super & Elite

Super & Elite cover Business use, including Replacement Personnel
Winter sports cover available
Covers travellers up to and including 74 yrs.
Reward schemes (e.g 'Frequent Flyer') covered by Cancellation section
Travel Advice Line - for a host of queries including accommodation, Visas, inoculations.
Cooling-off Period: This insurance contains a 'cooling off' period during which you can obtain a full refund. Please refer to the 'Insurance Guidelines', via the link on the main page, for details.
Emergencies do happen...
...but with Worldwide Travel Insurance Services you can call our 24-hour Emergency Helpline. Manned day and night by experienced, caring staff, all of whom are multi-lingual. The dedicated team of doctors and nurses ensure the highest Budgets of medical case management and repatriation if medically necessary.
So whatever happens, wherever you are, you know you're covered.
Excesses
NO EXCESSES ON ELITE WHATSOEVER!
Excesses applying to Standard & Super:
- The first £75 of each and every claim under Cancellation & Curtailment; Medical Expenses; Abandonment; Baggage; Money; Catastrophe cover; Business Personnel Replacement.
- The first £100 of each and every claim under Personal Liability and Legal Expenses.
Main Exclusions - summary only
People residing outside of the U.K (or E.U if purchasing our E.U Single Trip cover) are not eligible for this insurance - please use the links on our home page to view policies suitable for overseas residents.
Claims arising in connection with pregnancy or childbirth if delivery expected within 14 weeks of the trip return date.
Travel against the advice of a treating doctor or with the intention of seeking medical treatment.
The cost of continuing regular treatment or medication for any condition in respect of which medical treatment of advice is being followed.
Loss not reported to the carrier or appropriate authority within 24 hours of occurrence.
Losses from an unattended vehicle except between points of overnight accommodation. Losses of unattended valuables are excluded at all times.
Personal Liability does not extend to vehicles or employment.
This is a summary only.

Why you should consider the ELITE Option - for the optimum protection, 'Elite' offers higher levels of cover overall than other policies on the market, including the following:
Medical Expenses up to £10,000,000 per person
Cancellation cover up to £5,000 per person
Baggage cover up to £3,000 per person, with valuables covered up to £450
Money cover up to £1,000 per person, with a cash limit of £400.
'Elite' is ideal for business travellers, with Replacement Personnel cover up to £5,000.
NO EXCESSES WHATSOEVER
Pre-booked Car Hire covered within Cancellation.
Financial Failure Protection up to £2,000 per person for the insolvency of travel arrangements (which are not insured or bonded already, or forming part of an inclusive holiday) booked in the U.K through a bonded agent.
Homecare Assistance up to £250 to help to arrange an emergency call-out and repairs.

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